使用条款(更新日期:2019年5月1日)

1.这是关于您和BESTQUOTE TRAVEL INSURANCE AGENCY (BESTQUOTE 旅游保险代理公司)之间的协议

通过使用BestQuote旅行保险代理机构Bestquotetravelinsurance.ca网站(以下称为“服务”)提供的服务,目的是向公众介绍旅行保险并就获得保险的选择提供建议,您无条件同意或少条件地同意。签订服务合同的限制,因此在考虑接收此类信息时,您同意接受以下条款和条件(“使用条款”)的约束:

2. 知识产权声明

Bestquotetravelinsurance.ca 网站上的所有内容均包括包括但不限于所有文字,图形,徽标,图标,图像,音频剪辑,信息,文档,产品和服务以及软件(统称为“商品”)和/或其关联公司和/或内容提供商,受加拿大和国际版权法保护。除非本文另有规定,任何商品未经Bestquotetravelinsurance.ca事先明确书面许可,均不得以任何形式或通过任何方式(包括但不限于电子,机械,影印,录制或其他方式)修改,复制,分发,重新发布,下载,展示,出售,编译,发布或传输任何商品。

3. 授权及许可

Bestquotetravelinsurance.ca授予您有限许可包括;授权您查看,复制,下载和打印本网站上提供的材料,但前提是:(1)如果您没有获得销售旅行保险的许可,则这些材料仅用于个人和非商业目的,并且您不会将其用于建议他人获得保险; (2)如果您已获得销售旅行保险的许可,并且您使用本服务旨在帮助他人就获得旅行保险提供法律意见,则必须与bestquotetravelinsurance.ca签订推荐协议,并成为我们的许可会员之一; (3)所有资料不允许修改和重新分发; (4)所有复制的材料必须声明其版权,商标,服务标记和其他所有权声明。未经授权的使用将终止Bestquotetravelinsurance.ca授予的许可或使用权。 

4. 佣金披露

Bestquotetravelinsurance.ca是由Select First Financial Services Inc.提供的服务,Select First Financial Services Inc.是不列颠哥伦比亚省(BC省),阿尔伯特省 ,萨斯喀彻温省,曼尼托巴省,安大略省,新不伦瑞克省,新斯科舍省,爱德华王子岛以及纽芬兰省和拉布拉多省的持牌保险代理商。

在不列颠哥伦比亚省(又称BC省、卑诗省),由卑诗省保险理事会签发的企业人寿,事故和疾病保险许可证 。 许可证编号#173877C108946R2

在 阿尔伯塔省(Alberta,简称阿省),我们已获得艾伯塔省保险理事会作为公司事故和疾病保险局的许可证。许可证编号#6-10954244-2015

在萨斯喀彻温省(简称萨省,Saskatchewan),由萨斯喀彻温省保险理事会签发的作为机构事故和疾病的保险代理许可证。许可证编号#07383。

在曼尼托巴省( Manitoba,简称曼省), 我们已获得曼尼托巴省保险理事会颁发的关于机构事故和疾病保险代理许可证。许可证编号#AIA-29451-1298-2015

在安大略省(Ontario 简称安省),我们由安大略省金融服务委员会(FSCO)签发关于机构的人身事故和疾病保险代理许可证。许可证编号#33588M。

在新不伦瑞克省(New Brunswick,简称新省), 我们已获得由新不伦瑞克省金融和消费者服务委员会在人生,事故和疾病上的保险代理许可证。许可证编号#575634

在爱德华王子岛省(PEI) ,我们拥有由政府的保险监督所Superintendant of Insurance签发有关事故和疾病保险代理许可证。许可证编号#30416。

在新斯科舍省(Nova Scotia),我们拥有由保险事务监督办公室Office of the Superintendant of Insurance 签发的根据机构事故和疾病保险许可证。许可证编号#15210549600000

在纽芬兰与拉布拉多省(Newfoundland & Labrador,简称纽芬兰省或纽省),我们由金融服务监管部 Financial Services Regulation Division签发的有关事故和疾病保险代理许可证。许可证编号#16-67-SE088-1
本网站上的信息无意在任何司法管辖区或任何未经我们许可的任何司法管辖区出售或提供任何产品或服务的建议。我们引用的保险费由保险公司直接提供,由各省保险机构监管。法规不允许保险公司及其代表向客户退还或标记保险费,因此我们引用的费率与保险公司本身或代表他们的其他保险代理人和经纪人所提供的费率相同。对于相同的保险计划,您不会发现较低的保费。

通过使用此网站发布新保单时,BestQuote旅行保险代理会收取佣金。我们可能会与BestQuote Travel Insurance Agency的关联公司共享该佣金,如果此公司将您推荐给我们的网站,但前提是该关联公司已与我们签订了推荐安排协议,并且我们在出售前向您披露并获得您的同意通过命名将分享佣金或报酬的当事方,将实现这种佣金共享。

5.商标

Bestquotetravelinsurance.ca,此网站上显示的其他商标,商号和服务标志(以下简称“标志”)是BestQuote Travel Insurance Agency和/或其母公司Select First Financial Services Inc.的财产。Bestquotetravelinsurance.ca图形,徽标,页面标头,按钮图标,脚本,代码和服务名称是Bestquoutetravelinsurance.ca和/或其分支机构的商标或商业外观。未经Bestquotetravelinsurance.ca或可能拥有该商标的关联公司的事先书面同意,不允许用户复制或以其他方式使用这些商标。

6.设备

您同意,事先未经书面约定,使用任何机器人、网上机器人、网络蜘蛛、离线阅读器、网站搜索/检索应用程序或其他手动或自动设备或流程来检索、编制索引、数据挖掘、网站检索或以任何方式复制或规避网站或其内容的导航结构或演示,包括网站上显示的任何验证码。同意不使用任何设备与软硬体,利用绕过操作组件而干扰及试图干预本网站Bestquotetravelinsurance.ca、伺服器与活动的正常工作。包括对本网站或网路基础架构造成不合理或不成比例的巨大负荷,导致影响本公司或其他客户网路的运作。

您还同意不对本网站进行任何检查和更改, 不对本网站上的任何内容进行重新设计,而以新的形式对其进行重新组合。准确地说,您同意不对本网站的任何部分或全部进行反向工程,包括对系统进行的初步检查,目的是对系统进行重新工程,以随后产生经过修改的系统和/或经过修改的系统。

7.适用法律

通过访问Bestquotetravelinsurance.ca,您将遵守有关使用我们的服务和任何相关活动的所有适用法律,法令,法规。如有任何争议,本使用条款以及您与Bestquotetravelinsurance.ca之间可能发生的任何形式的争议均由不列颠哥伦比亚省(BC省)法律管辖。与您访问服务有关的任何争议均应提交至不列颠哥伦比亚省(BC省)温哥华的保密仲裁;除非您以任何方式侵犯或扬言要侵犯Bestquotetravelinsurance.ca的知识产权,和/或其分支机构可以在任何省级或联邦法院寻求禁令或其他适当的救济,并且您同意独家此类法院的管辖权和地点。

8.付款

收集付款信息并将其转发给签发保险单的保险公司,然后由保险公司处理所有付款。

9.退款

每家保险公司都会清楚地说明其退款政策,该政策涵盖诸如旅程没有按时结束,或旅程提前结束等事件。您有责任在购买前仔细阅读政策并了解承保范围,可能的除外情况和程序索赔或要求退款。所有退款申请都将按照您的保单所述方式直接向签发保单的保险公司提出。如果您在保险公司退款方面遇到任何问题,可以联系我们进行干预并代表您与保险公司联系。

10.索赔

您同意按照保险公司在保单中所述的方式,直接将任何索赔要求直接发送给签发保单的保险公司。

11.终止使用权

如果网站发现有以任何形式欺诈,攻击性或违反任何适用法律,则Bestquotetravelinsurance.ca保留撤消您的访问权并终止对网站的使用的权利。我们可能会自行决定,出于任何原因,在任何时间通知或不通知您,随时拒绝发布您提供的任何内容。

12.免责声明和责任限制

Bestquotetravelinsurance.ca网站是以“按原样”及“现有的”为基础并在法律允许的程度上提供的。提供的所有信息均是准确、最新和完整的,但是保险公司可以在我们不知情的情况下更改其价格或承保范围,并且Bestquotetravelinsurance.ca不作任何形式的陈述或保证,关于本网站的操作或本网站包含的信息,内容,材料或服务的明示或暗示。如果本网站提供的保险费与保险公司根据相同信息提供的保险费之间存在差异,则该保险公司的报价将被视为准确。 Bestquotetravelinsurance.ca不提供以差别保费出售保险的要约。

您明确同意,使用本网站的风险自负。您明确理解并同意,Bestquotetravelinsurance.ca和/或其母公司Select First Financial Services Inc.或其任何关联经纪人,联营公司,广告客户,服务提供商,股东,雇员,董事或管理人员概不负责。直接,间接,偶然,特殊,结果性或示范性损害,包括但不限于因以下原因造成的收入损失,保险费损失,使用损失,数据损失或其他无形损失赔偿:(i)使用或无法使用服务; (ii)报价不准确; (iii)因购买或获得的任何商品,数据,信息或服务,通过服务或从服务获得的消息或进行的交易而产生的替代商品和服务的采购成本; (iv)未经授权访问或更改您的传输或数据; (v)任何第三方对本服务的陈述或行为; (vi)终止您的帐户;或(vii)与服务有关的任何其他事项。

13. 隐私政策

Bestquotetravelinsurance.ca 隐私政策显示在我们的网站上,并且构成本使用条款的一部分。所有客户信息均被视为机密并受到保护。我们的隐私政策规范了我们如何收集,使用,保留和披露个人信息,并符合《个人信息保护和电子文档法》(PIPEDA)的要求。如果您不满意我们使用您的个人信息,请不要使用该网站。

14. 公平信息实践

您同意授权BestQuote旅行保险公司通过电子邮件和/或常规邮件发送有关旅行保险和使用本网站的信息。您同意在使用本网站时使用自己的电子邮件地址。如果愿意,可以在会员区的“编辑个人资料”选项卡中选择该选项,或者单击提供的“退订”按钮,或者回复写有“退订”的电子邮件,以退出以后的所有通讯往来。 我们会立即将您从所有通信中删除。

15.安全声明

Bestquotetravelinsurance.ca安全声明 Security Statement显示在我们的网站上,并且构成本使用条款的一部分。我们会定期扫描我们的网站,查找安全漏洞和已知漏洞,以便您尽可能安全地访问我们的网站。通过对密码,加密,防火墙和防病毒软件的技术使用, 以保护我们收集的客户信息,可以防止未经授权的个人信息访问或使用。提供给我们网站的任何个人信息均使用安全套接字层(SSL)技术进行加密。如果您不满意我们为保护我们网站上的数据而制定的安全程序,请不要使用该服务。

16. 第三方网站

Bestquotetravelinsurance.ca对您可以使用本网站链接到的第三方网站的内容,作为或不作为不承担任何责任,您通过本网站的链接所访问的另一个网站所导致的,您与一家第三方达成的任何约定,都将是您与相关第三方之间的约定,由您自行承担其风险和责任。因此,您不应假定链接的网站有权代表BestQuote旅行保险代理机构,或讨论保险事宜,提出建议或提供保险建议。 BestQuote旅行保险公司不对此类第三方行为负责。当我们与第三方达成联盟协议时,我们将根据联盟协议(见下文)在出售之前向您披露该信息。

17. BestQuote旅行保险公司的特许代理合作伙伴转介安排协议

就本协议而言,“Select First Financial Services Inc” 将称为 BestQuote, 本人或我们,“否则称为”和/或“开展业务”是指与BestQuote旅行保险代理公司。合作伙伴,您或您指的是已经或正在向我们申请特许代理合作伙伴帐户的事故和疾病保险代理商。合作企业同意遵守以下本协议的条款:

1) 关系: 这个协议是BestQuote与合作公司之间的推荐安排,使合作公司能够将其客户推荐给BestQuote的服务,并分享由此产生的佣金以协助销售过程。关联企业始终是独立的顾问,充当其客户的代理。合作公司既不是我们的雇员也不是我们的代理商。我们不管理及不代表关联企业的任何业务。

2) 协议条款: This referral arrangement contract will begin upon our acceptance of your Affiliate application and will end when terminated by either party. This Agreement may be terminated by either party at any time upon written notice to the other. Any violation of law or non-compliance with this Agreement by the Affiliate may result in immediate termination of this Agreement. This Agreement shall automatically terminate upon the Affiliate no longer being licensed to sell accident and sickness insurance. The Affiliate agrees to notify us immediately in the event that they are no longer licensed. In the event of a sale of the Affiliate’s agency or business, this agreement will vest to the new owner of the Affiliate’s agency or business, as long as they remain licensed to conduct travel insurance business. 

3)促销:The Affiliate agrees to use only our promotional material, website service and forms as furnished or approved by us when they are conducting travel insurance business with, or advertising travel insurance services to, their clients. The affiliate may not advertise coverage or use our logo or service marks without our written approval. The affiliate also agrees that they have read and agree to the terms and conditions of our Privacy Policy, and that they shall not promote this Affiliate Program or the products/services by sending unsolicited mailings to any non-clientele persons (SPAM). BestQuote has the Affiliate’s permission to market travel insurance related services to all website users, but agrees to never communicate or promote to an Affiliate’s referred clients any information regarding non-travel insurance financial products or services, during the term of this agreement or after its termination.

4)补偿和付款:Compensation to the Affiliate for services provided under the Agreement shall be no less than 50% of the commissions earned on any insurance business where the gross commissions are greater than $20.00. Compensation may be changed upon 30 days notice. Commissions are only payable to the Affiliate based on earned premium and the Affiliate agrees to return any prepaid commissions that are subsequently determined to be unearned or on premiums that have been refunded.  You are only eligible to earn referral fees on sales occurring during the continuos term of this agreement. The insurance companies will pay BestQuote according to the terms of the agreement they have with BestQuote. All referral fees will be paid to Affiliate by cheque or funds transfer within 30 days of commissions receipt by BestQuote, on a quarterly basis as long as the outstanding amount is over $100.

5)会员帐号,密码和安全性:You must complete the Agreement and affiliate registration process by providing us with current, complete and accurate information as requested in the Affiliate area of the website, including your e-mail address (username) and password. You shall protect your passwords and take full responsibility for your own, and third party use of your accounts. You are solely responsible for any and all activities that occur under your account. You agree to notify us immediately upon learning of any unauthorized use of your account or any other breach of security. From time to time, we may login to your account using your password in order to maintain or improve service, including to provide you assistance with technical or billing issues. You hereby acknowledge and consent to such access.

6)竞争服务:The Affiliate agrees that they shall not directly or indirectly attempt to reverse engineer, decrypt, decipher, reconstruct or re-orient the algorithms, logic, html, or program code in any of our programs, products, models or prototypes. The Affiliate agrees that at times they may have access to confidential and proprietary information owned by us and that they shall not share any such information unless authorized by us in writing. The Affiliate agrees that they shall not create, or assist in the creation of any competing online travel insurance service after becoming an Affiliate under this agreement, either during the term of the Agreement or for a period of five years after the Agreement’s termination date.

7)修改: We may modify any of the terms and conditions contained in this Agreement, at any time and at our sole discretion, by emailing a change notice or a new agreement in your Affiliate area of the website. Modifications may include, for example, changes in the scope of available referral fees, fee schedules, payment procedures and program rules. If any modification is unacceptable to you, you may terminate this agreement. Your continued participation in the program will constitute your acceptance to any change we have posted. We will notify you by email if any change is being planned to receive your feedback prior to posting the change in your Affiliate area of the website.

8)责任范围:We will not be liable to the Affiliate, or to any third party for indirect, special or consequential damages, or any loss of revenue, profits or data, arising in connection with this Agreement or the Program, even if we have been advised of the possibility of such damages. Further, our liability arising with respect to this Agreement and the Program will not exceed the total referral fees paid or payable to you under this Agreement.

9)其他:This Agreement will be governed by the laws of the province of British Columbia. Any action relating to this Agreement must be brought in the federal or provincial courts located in the province of British Columbia, and you irrevocably consent to the jurisdiction of such courts.

10)独立调查:you acknowledge that you have read this agreement and agree to all its terms and conditions. You have independently evaluated the desirability of this agreement, and are not relying on any guarantee or statement other than as set forth in this agreement.

18. BestQuote旅行保险公司的非许可会员转介安排协议

For the purposes of this agreement, BestQuote, we, our or us refers to Select First Financial Services Inc. ‘otherwise known as’, and/or ‘doing business as’ BestQuote Travel Insurance Agency. Affiliate, you or your refers to the individual or company (and it's directors, officers, and/or employees) that has applied or is applying for a licensed affiliate account with Us.
The Affiliate agrees to abide by the terms of this Agreement as set forth below:

1)关系: This Agreement is a referral arrangement between BestQuote and the Affiliate, which enables the Affiliate to refer their clients to BestQuote’s service and share any resulting commissions for assisting in the sales process. The Affiliate is never to act as if they are a licensed insurance agent, or to provide any specific advice concerning insurance products whether those available through BestQuote or otherwise. The Affiliate is neither an employee nor an agent of ours.

2)协议条款: This referral arrangement contract will begin upon our acceptance of your Affiliate application and will end when terminated by either party. This Agreement may be terminated by either party at any time upon written notice to the other. Any violation of law or non-compliance with this Agreement by the Affiliate may result in immediate termination of this Agreement. In the event of a sale of the Affiliate’s business, this agreement will vest to the new owner of the Affiliate’s business, as long as they re-enter an affiliate referral arrangment agreement with BestQuote.  

3)促销: The Affiliate agrees to use only our promotional material, website service and forms as furnished or approved by us when they are conducting travel insurance business with, or advertising travel insurance services to, their clients. The affiliate may not advertise coverage or use our logo or service marks without our written approval. The affiliate also agrees that they have read and agree to the terms and conditions of our Privacy Policy, and that they shall not promote this Affiliate Program or the products/services by sending unsolicited mailings to any non-clientele persons (SPAM). BestQuote has the Affiliate’s permission to market travel insurance related services to all website users, but agrees to never communicate or promote to an Affiliate’s referred clients any information regarding non-travel insurance financial products or services, during the term of this agreement or after its termination.

4)补偿和付款: Compensation to the Affiliate for services provided under the Agreement shall be no less than 50% of the commissions earned on any insurance business where the gross commissions are greater than $20.00. Compensation may be changed upon 30 days notice. Commissions are only payable to the Affiliate based on earned premium and the Affiliate agrees to return any prepaid commissions that are subsequently determined to be unearned or on premiums that have been refunded.  You are only eligible to earn referral fees on sales occurring during the continuos term of this agreement. The insurance companies will pay BestQuote according to the terms of the agreement they have with BestQuote. All referral fees will be paid to Affiliate by cheque or funds transfer within 30 days of commissions receipt by BestQuote, on a quarterly basis as long as the outstanding amount is over $100.

5)会员帐号,密码和安全性: You must complete the Agreement and affiliate registration process by providing us with current, complete and accurate information as requested in the Affiliate area of the website, including your e-mail address (username) and password. You shall protect your passwords and take full responsibility for your own, and third party use of your accounts. You are solely responsible for any and all activities that occur under your account. You agree to notify us immediately upon learning of any unauthorized use of your account or any other breach of security. From time to time, we may login to your account using your password in order to maintain or improve service, including to provide you assistance with technical or billing issues. You hereby acknowledge and consent to such access.

6)竞争服务: The Affiliate agrees that they shall not directly or indirectly attempt to reverse engineer, decrypt, decipher, reconstruct or re-orient the algorithms, logic, html, or program code in any of our programs, products, models or prototypes. The Affiliate agrees that at times they may have access to confidential and proprietary information owned by us and that they shall not share any such information unless authorized by us in writing. The Affiliate agrees that they shall not create, or assist in the creation of any competing online travel insurance service after becoming an Affiliate under this agreement, either during the term of the Agreement or for a period of five years after the Agreement’s termination date.

7)修改:We may modify any of the terms and conditions contained in this Agreement, at any time and at our sole discretion, by emailing a change notice or a new agreement in your Affiliate area of the website. Modifications may include, for example, changes in the scope of available referral fees, fee schedules, payment procedures and program rules. If any modification is unacceptable to you, you may terminate this agreement. Your continued participation in the program will constitute your acceptance to any change we have posted. We will notify you by email if any change is being planned to receive your feedback prior to posting the change in your Affiliate area of the website.

8)责任范围:We will not be liable to the Affiliate, or to any third party for indirect, special or consequential damages, or any loss of revenue, profits or data, arising in connection with this Agreement or the Program, even if we have been advised of the possibility of such damages. Further, our liability arising with respect to this Agreement and the Program will not exceed the total referral fees paid or payable to you under this Agreement.

9)其他:This Agreement will be governed by the laws of the province of British Columbia. Any action relating to this Agreement must be brought in the federal or provincial courts located in the province of British Columbia, and you irrevocably consent to the jurisdiction of such courts.

10)独立调查:you acknowledge that you have read this agreement and agree to all its terms and conditions. You have independently evaluated the desirability of this agreement, and are not relying on any guarantee or statement other than as set forth in this agreement.

19. BestQuote旅行保险公司的非营利合作伙伴转介协议

For the purposes of this agreement, BestQuote, we, our or us refers to Select First Financial Services Inc. ‘otherwise known as’, and/or ‘doing business as’ BestQuote Travel Insurance Agency. Affiliate, you, your or Society refers to the non-profit society which has applied or is applying for a licensed affiliate account with Us.
The Affiliate agrees to abide by the terms of this Agreement as set forth below:

1)关系:This Agreement is a referral arrangement between BestQuote and the Non-profit Society Affiliate, which enables the Affiliate to refer their website users and service recipients to BestQuote Travel Insurance Agency with an expectation of mutual support for the Society.  The Affiliate is never to act as if they are an insurance advisor, and must simply refer their contacts to BestQuote, so that they may obtain information and/or advice from BestQuote's service. The Affiliate is neither an employee nor an agent of ours.

2)协议条款: This referral arrangement contract will begin upon our acceptance of your Affiliate application and will end when terminated by either party. This Agreement may be terminated by either party at any time upon written notice to the other. Any violation of law or non-compliance with this Agreement by the Affiliate may result in immediate termination of this Agreement. This Agreement shall automatically terminate upon the Affiliate no longer being recognized as a non-profit Society by the authorities in question. The Affiliate agrees to notify us immediately in the event that they are no longer recognized as such.

3)促销: The Affiliate agrees to use only our promotional material, website service and forms as furnished or approved by us when they are referring individuals that are interested in or required to purchase travel health insurance. The affiliate may not advertise coverage or use our logo or service marks without our written approval. The affiliate also agrees that they have read and agree to the terms and conditions of our Privacy Policy, and that they shall not promote this Affiliate Program or the products/services by sending unsolicited mailings to any non-clientele persons (SPAM). BestQuote has the Affiliate’s permission to market travel insurance related services to all website users, but agrees to never communicate or promote to the Affiliate’s referred clients any information regarding non-travel insurance financial products or services, during the term of this agreement or after it's termination.

4)补偿和付款: For services provided under the Agreement, the Non-profit Society Affiliate shall expect to receive charitable contributions of no less than 50% of the commissions earned on any placed insurance business where the gross commissions are greater than $20.00;  These terms may be changed upon 30 days notice. Charitable contributions are to be expected based on earned premiums (after a policy has come into effect).  You are only eligible to earn referral fees on sales occurring during the continuos term of this agreement. The insurance companies will pay BestQuote according to the terms of the agreement they have with BestQuote. Charitable contributions may be paid to the Affiliate by cheque or funds transfer within 30 days of commissions receipt, on a quarterly basis, as long as the outstanding amount is over $100.

5)会员帐号,密码和安全性:You must complete the Agreement and Affiliate registration process by providing us with current, complete and accurate information as requested in the Affiliate area of the website, including your e-mail address (username) and password. You shall protect your passwords and take full responsibility for your own, and third party use of your accounts. You are solely responsible for any and all activities that occur under your account. You agree to notify us immediately upon learning of any unauthorized use of your account or any other breach of security. From time to time, we may login to your account using your password in order to maintain or improve service, including to provide you assistance with technical or billing issues. You hereby acknowledge and consent to such access.

6)竞争服务: The Affiliate agrees that they shall not directly or indirectly attempt to reverse engineer, decrypt, decipher, reconstruct or re-orient the algorithms, logic, html, or program code in any of our programs, products, models or prototypes. The Affiliate agrees that at times they may have access to confidential and proprietary information owned by us and that they shall not share any such information unless authorized by us in writing. The Affiliate agrees that they shall not create, or assist in the creation of any competing online travel insurance service after becoming an Affiliate under this agreement, either during the term of the Agreement or for a period of five years after the Agreement’s termination date.

7)修改:We may modify any of the terms and conditions contained in this Agreement, at any time and at our sole discretion, by emailing a change notice or a new agreement in your Affiliate area of the website. Modifications may include, for example, changes in the scope of available referral fees, fee schedules, payment procedures and program rules. If any modification is unacceptable to you, you may terminate this agreement. Your continued participation in the program will constitute your acceptance to any change we have posted. We will notify you by email if any change is being planned to receive your feedback prior to posting the change in your Affiliate area of the website.

8)责任范围: We will not be liable to the Affiliate, or to any third party for indirect, special or consequential damages, or any loss of revenue, profits or data, arising in connection with this Agreement or the Program, even if we have been advised of the possibility of such damages. Further, our liability arising wit respect to this Agreement and the Program will not exceed the total referral fees paid or payable to you under this Agreement. The Directors, officers, employees or volunteers of the Non-profit Society will not share in any liability for any errors or ommissions that occur in the provision of (insurance) agency services, where that is the sole responsibility of BestQuote Travel Insurance Agency and the insurance broker(s) and insurance companies that an individual policy holder does their insurance business with. BestQuote Travel Insurance Agency will at all times maintain a minimum of $2,000,000 Error and Ommissions (E&O) Insurance in order to protect itself and the Society's clientele.

9)其他: This Agreement will be governed by the laws of the province of British Columbia. Any action relating to this Agreement must be brought in the federal or provincial courts located in the province of British Columbia, and you irrevocably consent to the jurisdiction of such courts.

10)独立调查: you acknowledge that you have read this agreement and agree to all its terms and conditions. You have independently evaluated the merits of this agreement, and are not relying on any guarantee or statement other than as set forth in this agreement.

20.接受会员关系

You agree that it is acceptable for us to compensate BestQuote Travel Insurance Agency Affiliates according to the terms of their agreement for having assisted with the promotion of this website and the subsequent sale of a travel insurance product through the use of this website. If you no longer want to be associated with a particular affiliate, you may choose to opt out of the relationship by emailing [email protected] with the message 'Please opt me out of affiliate relationship' in the subject line, or by checking the opt out box in your member area. 

21.网站的修改

Bestquotetravelinsurance.ca may, at its sole discretion, improve, modify or remove any information or content appearing on the website at any time for any reason. Bestquotetravelinsurance.ca may discontinue or revise any or all aspects of the website in its sole discretion and without prior notice.

22.修改这些使用条款

Bestquotetravelinsurance.ca reserves the right to change the terms, conditions, and notices under which this Web site is offered at any time. Modification of this contract will be deemed effective upon publication on the Web site with respect to any visitor’s actions, communications or transactions occurring after said date. It is your responsibility to check terms and conditions of this Agreement at the time of each use.

23.投诉程序

我们打算随时为我们的所有的网站用户,客户和潜在客户提供高水平的服务。但是,如果您有理由对我们的服务或投诉处理方式提出投诉,请与我们联系:

请将书面投诉信邮寄至:

The Customer Services Manager
客户服务经理

BestQuote Travel Insurance Agency
280-2735 East Hastings
Vancouver, B.C., V5K 1Z8

或以邮件形式发至 [email protected]
或致电 :1-888-888-0510 (免费)

我们的公司将在两个工作日内以专业,直接和及时的方式答复您提出的问题。如果您的投诉是关于保险公司和/或与索赔有关的问题,我们建议您也首先与我们联系,以帮助您了解向他们发送有关投诉信息的正确流程。我们的建议可能会很有帮助。

如果您仍然对我们的处理不满意,则可以将您的投诉转至人寿与健康保险The OmbudService for Life & Health Insurance (OLHI),该服务将为消费者的投诉以及有关加拿大人寿与健康保险产品和服务的查询提供免费和公正的帮助。可以通过电话1-888-295-8112与OLHI联系,有关更多信息,请访问https://www.olhi.ca/index.html。