旅行保险是否承保航班取消？
航空公司取消或延误了您的航班？了解您的退款权利（加拿大48小时规定），以及行程取消、中断和延误保障如何为您提供帮助。
C
Carrey Mao•
travel-insurance•
Best Snowbird Destinations Outside the U.S.
Looking for warm winter bases beyond the U.S.? This guide compares Mexico, Spain, Costa Rica and Portugal - best months, typical costs, how long Canadians can stay, key entry notes, safety advisories, and the travel medical insurance you’ll want before you book.
A
Alanna Moffatt
travel-insurance•
3 Snowbird Travel Insurance Tips for Visitors to Canada
Heading south for the winter from Canada? Start with these three must-know tips: understand stability periods for pre-existing conditions, pick the right coverage limits/deductible (U.S. costs are high), and choose the best policy type—single-trip, top-up, or annual—plus when to buy and what proof to carry.
B
Bob Hornalvisitors-to-canada•
Does Travel Insurance Cover Flight Cancellation?
A practical guide to flight-cancellation protection: what Canadian airline rules guarantee (refunds/rebooking), what travel insurance actually covers (cancellation, interruption, delay).
B
Bob Hornal
general•
How to File a Travel Insurance Claim
Filing a travel insurance claim? This guide walks you through every step—contacting the 24/7 assistance line, what forms and documents you’ll need (receipts, medical reports, proof of payment), deadlines to watch, direct billing vs. reimbursement, common mistakes to avoid, and how to appeal if your claim is denied.
B
Bob Hornal
travel-insurance•
4 Tips for Travelling With High Blood Pressure
Hypertension shouldn't stop you from seeing Canada. Use these doctor-approved travel habits and get coverage that protects you if the unexpected happens.
B
Bob Hornal
travel-insurance•
Tips for Traveling to Canada from the U.S.
Planning a trip to Canada from the U.S.? Here's the guide to documents, border rules, customs do's and dont's, seasonal tips, and how to protect your trip with the right visitors' medical insurance.
B
Bob Hornal
travel-insurance•
How Long Can Canadian Snowbirds Stay In The US?
Snowbirding to the U.S.? This guide explains the “6-month” entry rule versus the IRS substantial presence test (183-day formula), when to file Form 8840 to claim a closer connection to Canada, state tax considerations, provincial health-plan time-away rules/temporary-absence forms, and why emergency travel insurance is essential for out-of-country medical care.
B
Bob Hornal
travel-insurance•
Packing Essentials for Traveling to Mexico (2026 Guide)
Headed to Mexico? Use this checklist to pack smart: must-have travel documents, cash/cards and pesos, eSIM/charging gear, clothes for heat and humidity, sun and insect protection, a compact health kit, and safe-water essentials. We wrap with practical safety pointers and a quick note on travel insurance so you’re ready for beaches, cities, and day trips.
B
Bob Hornal
travel-insurance•
Why Seniors Should Use a Travel Insurance Broker
Buying senior travel insurance can be confusing—age limits, stability periods, deductibles, and medical questionnaires vary by insurer. A licensed Canadian broker compares plans from multiple companies, explains what’s covered (and what isn’t), finds options for pre-existing conditions, and advocates on claims. Use this guide to save time, avoid gaps, and get the right coverage for your trip.
B
Bob Hornal
super-visa•
Travel Insurance when using Home Oxygen
Travelling with home oxygen makes buying insurance tricky. This guide explains common eligibility exclusions, how stability periods work, and which options may fit: TuGo (few eligibility limits; questionnaire if 60+) for current users, and GMS for travellers who have stopped using oxygen—provided it’s been at least 180 days. It also covers planning tips and why doctors’ notes on prescription changes matter.
B
Bob Hornal
travel-insurance•
Provincial Health Coverage versus Canadian Tax Status
Confused about tax residency vs health coverage? This guide explains how CRA tax status differs from provincial plan eligibility, how time-away limits and temporary-absence applications work, and why you can be a tax non-resident yet still (or not) keep MSP/OHIP/AHCIP. It also covers gaps, waiting periods on return, and when emergency travel insurance is recommended.
B
Bob Hornal