Allianz Visitors Travel Insurance Review

Allianz Global Assistance Visitors to Canada Insurance

Allianz Global Assistance is the registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. Allianz is one of the more well-known global travel insurance brands, often used by travel agents offering coverage for Canadian travellers. Allianz easily falls into the top tier of Canadian travel insurance providers, with a wide range of travel insurance products to choose from, including visitors to Canada insurance. 

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Allianz is popular with visitors to Canada aged under 59

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Allianz is popular with IEC visa applicants aged under 59

 

Allianz Standout Features

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Available After Arrival in Canada

      Yes, with a 48-hour waiting period for illness 

      (International Student Plan & Visitors to Canada Plan)

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Dental Pain

$600 for dental pain and $100 per wisdom tooth extraction

(International Student Plan)

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Transportation of Family or Friend

Up to $3,000 airfare and $1,000 expenses

(Visitors to Canada Plan)

 

Allianz Advantages & Disadvantages 

Pros icon   Advantages

  • One of the higher quality plans in terms of the secondary benefits offered for the Visitors to Canada Plan:

    — Hospital benefits include a semi-private room;
    — Higher dental and paramedical benefits;
    — Follow-up visits after emergency;
    — Family to bedside benefits;
    — Full Accidental Death and Dismemberment benefits (and up to $15,000 on the International Student Plan).

  • In addition to the above benefits, Allianz's International Student Plan has a quality list of secondary benefits including: 

— $5 million coverage for hospitalization and medical services;
— A physical examination benefit; 
— An eye examination benefit;
— Tutorial services.

  • Trip breaks are permitted for those travellers who may need to return home quickly without cancelling and repurchasing policies.
  • The Visitor to Canada Plan has a low stability requirement of 90 days for travellers below age 59.

Cons icon   Disadvantages

  • Higher premiums than some other comparable plans.
  • Language is not nitroglycerin or prednisone friendly.
  • There are only two deductible options.

Allianz FAQ's