Super Visa Insurance for Parents and Grandparents in Canada

Super Visa insurance is private emergency medical coverage required for parents and grandparents visiting Canada on a Super Visa. Because Super Visa visitors aren't covered by provincial health plans, IRCC requires proof of a policy that meets specific rules (coverage amount, term length, and insurer eligibility). BestQuote helps you compare prices and coverage details side-by-side, so you can choose the plan that fits your family's budget and needs.

To qualify for the Parent and Grandparent Super Visa, applicants must provide proof of private medical insurance that meets the Immigration, Refugees and Citizenship Canada (IRCC) requirements. This insurance ensures that visitors are protected against unexpected healthcare costs while in Canada. IRCC has outlined three mandatory conditions that every Super Visa insurance policy must meet:

All policies available through BestQuote meet the IRCC's Super Visa insurance requirements.

To get up-to-date Super Visa details, check out the Government of Canada Super Visa page.

A Super Visa is a multi-entry visa that can be valid for up to 10 years (depending on passport validity). It allows parents and grandparents to stay in Canada for up to 5 years per visit, with the option to apply for an extension while in Canada. This makes it significantly more flexible than a standard visitor visa, which typically allows stays of up to 6 months.

Because Super Visa visits can be long - sometimes spanning multiple years - choosing an insurance policy that offers flexibility around early returns, trip breaks, and refund options is especially important. Not all Super Visa insurance policies offer these features. BestQuote MedEC does.

The best Super Visa policy is the one that meets IRCC requirements and matches your parent or grandparent's health profile and budget. When comparing options, focus on these six factors:

Your quote results show pricing and key policy details side-by-side, so you can choose confidently and purchase online.

The BestQuote MedEC policy is a visitors-to-Canada emergency medical plan available through our quote comparison tool for longer trips (generally 300+ days), including many Super Visa applicants. It’s designed to cover new urgent and emergency medical situations while in Canada, including medical care, hospitalization, and repatriation.

MedEC is also one of the most unique visitors-to-Canada plans on the market because it includes benefits you typically won’t find elsewhere. If the insured person later becomes eligible and enrolls in a provincial government health insurance plan (often referred to as GHIP), MedEC allows a 25% refund of the remaining premium (minus a $25 administrative fee), as long as no claim has been initiated. MedEC policies may also allow an early return refund if the traveller returns home early (when no claim is submitted), and side trips outside Canada of up to 35 days, which can make it a strong value for long stays.

For everyday health concerns, eligible MedEC policies also include access to Maple, a virtual doctor service, with three prepaid doctor consultations per year at no additional cost. Our policyholders find this helpful for common issues like prescriptions, minor infections, and general medical advice.

There are two MedEC versions available depending on your needs: a standard MedEC option, and a MedEC option that includes Winter Sports.

To see whether MedEC is available for your trip, generate a quote on this page. If it’s an option for your profile and trip length, it will appear in your results so you can compare price, deductibles, and key benefits side-by-side before you buy.

The quote engine seen on this page allows travellers to get a free instant quote and view a list of available policies under the 'Super Visa Insurance' category and then purchase a policy online. Useful policy information (prices, benefits, important secondary benefits, refund policies, etc.) that you can review and compare is provided on the quote presentation page. If you came to this website to research your insurance options, you can't do that without getting a quote!

We'll also email you a link to your quote for future reference. If you have any problems receiving a quote or have some specific questions you need to ask, don't hesitate to call us (1-888-888-0510). After purchasing online, confirmation of coverage policy document(s) will be emailed to you as soon as your purchase is processed. We suggest that you keep a copy for your records, print out a copy and carry it with your other travel documents to show as proof of insurance at the border when you enter Canada.

1. Get a Quote: Enter your trip details into the quote tool on this page. You will see real prices, deductible options, and key coverage details from multiple providers side by side.

2. Compare Plans: Review the available policies. Pay attention to the sum insured, deductible options, refund conditions, and any secondary benefits like Maple virtual care.

3. Purchase and Receive Documents: Complete your purchase online and receive your proof of insurance documents by email. We recommend printing a copy and carrying it with your other travel documents to show as proof of insurance at the border when you enter Canada.

Stay informed with our latest guides and blog posts on Super Visa insurance. From understanding coverage requirements, to travel tips, we cover everything you need to know to choose the right plan for your parents or grandparents.