GMS Visitors Insurance Review

GMS Visitors Insurance

GMS (Group Medical Services) is a growing company in the Canadian health insurance industry, offering individual, group, and travel related health insurance plans. 

Trophy icon demonstrating popularity

GMS is most popular with Super Visa applicants aged between 59 and 75


GMS Standout Features

Star icon representing standout features

Transportation of a Relative or Friend

Up to $5,000

(Visitors to Canada Plan)

Star icon representing standout features

Child Care

$500

(Visitors to Canada Plan)

Star icon representing standout features

Follow-up Visits

Unlimited number until medical emergency ends.

(Visitors to Canada Plan)

GMS Advantages & Disadvantages

Pros icon  Advantages

  • GMS does cover expenses related to stable (180 days) pre-existing medical conditions.
  • Very easy to deal with from an administrative point of view. No fees for early cancellation, only a $40 partial refund fee.
  • Low rates. Especially for those travellers willing to use a higher deductible. GMS offers $0, $100, $500 and $1000 deductible versions of their coverage, with healthy discounts.
  • Some quality secondary benefits such as:
    • Transportation of a Relative or Friend
    • Follow-up Visits 
    • Travel to Other Countries

Cons icon Disadvantages

  • Coverage for some secondary benefit items is not as high as it is on other plans (for example, dental and paramedical services).
  • Not available for visitors to Canada who are using an address in Quebec, New Brunswick or Nunavut as their main place of visit.
  • A long list of eligibility requirements related to medical conditions.

GMS FAQ's