GMS Visitors to Canada Insurance Review
GMS (Group Medical Services) is a growing company in the Canadian health insurance industry, offering individual, group, and travel related health insurance plans.
GMS is most popular with Super Visa applicants aged between 59 and 75 years old.
GMS Standout Features
Transportation of a Relative or Friend
Cover up to $5,000 for the transportation of a relative or friend. (Visitors to Canada Plan)
Child Care
Cover up to $500 for licensed child care for dependent children traveling with you if you are hospitalized during your visit to Canada. (Visitors to Canada Plan)
Follow-up Visits
Unlimited number until medical emergency ends. (Visitors to Canada Plan)
GMS Advantages and Disadvantages
| Advantages | Disadvantages |
|---|---|
GMS does cover expenses related to stable (180 days) pre-existing medical conditions. | Coverage for some secondary benefit items is not as high as it is on other plans (for example, dental and paramedical services). |
Very easy to deal with from an administrative point of view. No fees for early cancellation, only a $40 partial refund fee. | Not available for visitors to Canada who are using an address in Quebec, New Brunswick or Nunavut as their main place of visit. |
Low rates. Especially for those travellers willing to use a higher deductible. GMS offers $0, $100, $500 and $1000 deductible versions of their coverage, with healthy discounts. | A long list of eligibility requirements related to medical conditions. |
Some quality secondary benefits such as:
- Transportation of a Relative or Friend
- Follow-up Visits
- Travel to Other Countries |
