21st Century Visitors to Canada Insurance Review
21st Century Travel Insurance is an independent travel insurance brand available from approved agents, and underwritten by Manulife Insurance. Operating since 1979, 21st Century has a long history of helping Visitors to Canada, and has been able to negotiate a higher quality travel insurance product from Manulife, including a unique monthly payment plan for Super Visa holders.
21st Century is most popular with Super Visa applicants aged 75+ and IEC Visa applicants aged under 59.
Standout Policy Benefits
Paramedical Services
$1,000 per profession (Standard and Enhanced Plan)
Deductible
Up to $10,000 (Basic, Standard & Enhanced Plan)
Travel to Other Countries
Max 30 days coverage. The majority of covered period needs to be spent in Canada. (Basic, Standard & Enhanced Plan)
21st Century Advantages & Disadvantages
| Advantages | Disadvantages |
|---|---|
Higher quality secondary benefits, including follow-up provisions. | Higher premium on select age groups. |
Unique monthly payment option for Super Visa policyholders: only a $50 administration fee when choosing a monthly payment plan, no other surcharges. | 21st Century Super Visa insurance: this policy is not cancellable unless you present a visa denial or withdrawal letter. |
Easy to cancel upon early return to home country. | |
The Basic Plan has no age limit. | |
Each 21st Century policy has deductible options that help to reduce upfront costs. |
