Destination Canada Visitors Insurance
Destination Canada, a well established Ontario travel agent, has used Manulife Travel Insurance to underwrite their own Visitors to Canada (VTC) insurance policy, along with Active Care Management to administer claims.
Advantages
- Good secondary benefits (i.e., follow-up visits after emergency, dental, AD&D, meals and accommodation, etc.).
- Most travellers are eligible to purchase this policy.
- Covers stable (120 days) pre-existing medical conditions up to age 79 without the same restrictions as other plans.
- Trip break permitted — policy does not end if the insured person returns to their home country.
- Competitive rates for all ages, especially in the 70s — considering the good secondary benefits.
- Deductible options: $0, $250, $500, and $1000. Maximum coverage available in amounts up to $300,000, and after arrival in Canada.
- Does not exclude some sports activities (like back country skiing) like some other policies do.
Disadvantages
- This is not a well known VTC policy, although that should not be a major drawback. The policy has become a popular choice, and BestQuote was one of the first online brokers in Canada to carry this plan.
- Not available after age 79 for Super Visa holders.
Our Rating
4.7/5 based on a total of 594 votes