RIMI Visitors Travel Insurance Review
RIMI Visitors to Canada Insurance
RIMI is a modern Canadian insurance company with visitor to Canada insurance plans underwritten by Industrial Alliance and Financial Services Inc. RIMI offers two plans for visitors to Canada: one covering stable pre-existing conditions (Plan 2), and one which does not cover pre-existing conditions (Plan 1). RIMI's Visitors to Canada Plan 1 and Plan 2 are also available as monthly payment plans for Super Visa holders.
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RIMI is popular with visitors to Canada of all ages |
RIMI is popular with Super Visa applicants aged under 75 |
RIMI Standout Features
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Accidental Death & Dismemberment $50,000 maximum (50%-100% depending on injury) (Visitors to Canada Plan) |
Follow-up Visits Up to 3 follow-up visits (Visitors to Canada Plan) |
Travel to Other Countries Maximum 30 days coverage. The majority of the covered period must be spent in Canada. (Visitors to Canada Plan) |
RIMI Advantages & Disadvantages
Advantages
- The RIMI Visitors to Canada plans are competitively priced, particularly for visitors to Canada aged 40+.
- Two plans are available: Plan 1 (no pre-existing conditions coverage) and Plan 2 (stable pre-existing conditions coverage). This helps to lower the cost of Plan 1.
- The RIMI Visitors to Canada Plan 2 has a low stability requirement of 90 days for travellers under 69 years of age.
- A range of coverage options is available, up to $1,000,000. This is a much higher amount of coverage than most Canadian visitor to Canada plans.
- A wide range of deductible options are available to help lower costs.
- Trip breaks are permitted. If a traveller needs to return home and back to Canada, the policy will not end automatically.
Disadvantages
- Some secondary benefits are lower than other plans, e.g., cremation at the place of death and dental accidents.
- RIMI Super Visa insurance: this policy is not cancellable unless you have a visa denial letter.
- This insurer is not as well-known as other insurers, though this shouldn't be a disadvantage.