Travel Insurance FAQs for Canadian Travelers

A: We quote all the top Canadian companies and let you compare the price difference between annual plans and single trip plans. A single trip plan will be cheaper, but if you occasionally want to travel at the spur of a moment to shop, golf, or whatever, an annual plan will quickly be the better deal.

A: In most cases, yes.  We can normally find at least one Canadian travel insurance policy that can be purchased from abroad.  Please contact us by phone for details.  This assumes that you are still covered by provincial medical insurance.  If not, you would need to purchase an expatriate policy. However, it is always best to obtain your travel insurance before you travel. If you travel frequently, you may want to buy a multi-trip plan to avoid having to apply each time you go away.

A: Most provincial health authorities recommend having travel insurance even for out-of-province coverage. While most provincial health authorities have agreements in place to help Canadians outside their home province, many expenses are not covered or have to be paid for upfront and claimed (when possible) from your home province provider. And travel insurance covers many things that your provincial health provider will not cover, such as:

• up-front payment of eligible medical expenses whenever possible;
• emergency paramedical service including chiropractor, osteopath, physiotherapist, or podiatrist;
• emergency dental treatment;
• expenses to bring someone to your bedside;
• expenses for meals, hotel, phone calls, taxi, or incidental hospital expenses;
• emergency evacuation, local & air ambulance and expenses to bring you home;
• expenses to bring your vehicle home;
• expenses for medical appliance rental;
• expenses to bring your children or travel companion home;
• expenses related to your death;

Out-of-province plans are usually offered at half the cost of out-of-country plans, and can also include trip cancellation and trip interruption coverage. 

A: When you purchase through BestQuote online, in most cases, you will receive an email with your confirmation of coverage immediately or within a couple of hours. Depending on the time you place your order, the email may take up to 24 hours. If you have not received your confirmation email within 24 hours, please check your junk mail folder, as the email may have been screened by your email program. You can also call us during business hours, 10:00 am to 9:00 pm EST, to expedite your application.