Travel Shield Visitors Insurance Review

Travel Shield Visitors Insurance

Travel Shield is a newer travel insurance brand founded in 2015 by Amaninder Bharj, owner of Mars Empire Group Inc. (doing business as Travel Shield Canada Insurance Plan Brokers). Travel Shield policies are underwritten by Berkley Canada, a Canadian subsidiary of W.R. Berkley Corporation. W.R. Berkley Corporation is an American property and casualty insurance provider. Travel Shield Starr policies are issued by Starr Insurance & Reinsurance Limited, an insurance and investment company.

• Travel Shield is most popular with visitors to Canada aged between 59 and 75

  Travel Shield Starr is most popular with Super Visa applicants aged under 75

Travel Shield Standout Features

Travel Shield Advantages & Disadvantages 

   Advantages

• Travel Shield Plan B covers expenses related to stable (180 days) pre-existing medical conditions for travellers up to age 80.
• Flexible with deductible options, all the way up to $10,000.
• Travel Shield's no pre-existing conditions policies have a lower premium than most similar policies, especially at ages 55, 65, 70, 75 and 80.
• Travel Shield Plan A is similar to Plan B, except that it excludes coverage of any pre-existing medical conditions.
• Some Travel Shield policies offer a unique benefit not offered in many other visitors to Canada policies: a Return of Vehicle benefit.

   Disadvantages

• None of their plans cover cerebrovascular, cardiovascular, or lung conditions for travellers in their 70s.
  
• A signature is required upon application, which must be returned by fax or scan/email.
• Only available in certain provinces (BC, AB, SK, MB and ON).
• Higher early return fee ($50) and cancellation fee ($250).
  
• All Travel Shield policies have a long waiting period of 15 days for older travellers who have already arrived in Canada. The 15-day waiting period applies to the following ages: 
  • Age 86+ (Travel Shield Plan 1, Plan 2, and Travel Shield Starr plans)
  • Age 81-90 (Travel Shield Plan A & Plan B)
    

    
    Frequently Asked Questions

    Show  Age Availability

    Q: What is Travel Shield's policy age limit?

    A: 

    All Travel Shield plans

    Up to 90 years old

    Show Stable Pre-existing Medical Conditions

    Q: Does Travel Shield have plans that cover stable pre-existing medical conditions?

    A: Yes! Some of Travel Shield's visitor to Canada policies and Travel Shield Starr policies cover stable pre-existing medical conditions. Generate a quote on the left side of this page to check stability requirements.

    Show Cost

    Q: How do Travel Shield's travel insurance policy costs compare to other BestQuote policies?  

    A: We created a bar chart to show you how Travel Shield's Starr plan costs compare to other BestQuote visitor to Canada policies in 3 age categories: 40, 55, and 75. 

    We compared each policy on December 06, 2023, with the following fixed criteria:

    • Visitors to Canada category
    • $100,000 coverage
    • $0 deductible
    • 1-year policy

    The bar chart below compares each Travel Shield Starr policy against the average cost of all policies available to visitors to Canada in 3 age categories. Each visitor to Canada policy has a rank assigned based on cost. The lowest cost policy is 1, and 25 is the highest.