JF is a newer visitors-to-Canada and Super Visa plan, managed by JF Insurance Agency Group and underwritten by Berkley Canada - part of Berkley Corporation, a NYSE-listed U.S. insurer founded in 1967. Its standout trait is no age limit on either plan, plus 120-day stable pre-existing coverage and a per-trip (not per-event) deductible. It's popular with visitors and Super Visa applicants aged 59–75, and offers a competitively-priced option with no pre-existing coverage. Not available in New Brunswick.
JF Visitors to Canada Insurance Review
Managed by: | JF Insurance Agency Group Inc. |
Underwriter: | Berkley Canada (a Berkley Company; Berkley Corporation, NYSE-listed, founded 1967) |
Plans: | JF Royal Visitor to Canada Plan, JF Visitor to Canada Plan |
Age limit: | No age limit (both plans) |
Pre-existing conditions: | Covered on the JF Visitor to Canada Plan (stable) - 120-day stability; or choose a no-pre-existing option |
Not available in: | New Brunswick |
About JF
JF's visitor plans are managed by JF Insurance Agency Group Inc. and underwritten by Berkley Canada, a Berkley Company. Berkley Corporation - founded in 1967 and listed on the New York Stock Exchange - is one of the USA's premier commercial-lines property and casualty insurers. So while JF is a newer product in the visitors-to-Canada market, it's backed by a large, financially-established underwriter. It's become popular with visitors and Super Visa applicants aged 59 to 75.
JF Standout Features
Dental Pain
Cover up to $500 if you're experiencing dental pain. (JF Royal Visitor to Canada & JF Visitor to Canada Plans)
Air Flight Accident
Coverage up to the insured sum, maximum of $150,000 in case of air flight accidents. (JF Royal Visitor to Canada & JF Visitor to Canada Plans)
Accidental Death & Dismemberment
Cover up to the sum insured for a maximum of $150,000. (JF Royal Visitor to Canada & JF Visitor to Canada Plans)
JF Advantages & Disadvantages
| Advantages | Disadvantages |
|---|---|
Coverage for stable pre-existing medical conditions is available with a 120-day stability period. | Newer product with less of a “track record”. |
Additional $50K injury with $100K sum insured. | JF's Visitor to Canada Plan can only be cancelled with a Super Visa denial letter. |
Deductible applies per trip, not per event. | JF visitor plans have some limited secondary benefits. |
There is an option to include stable pre-existing medical conditions or have no pre-existing conditions coverage with the JF Visitor to Canada Plan, making the no pre-existing conditions option a competitive price. | Not available in New Brunswick. |
JF for Super Visa
JF is a popular Super Visa insurance choice for applicants aged 59 to 75, and its no age limit makes it worth a look for older applicants who get turned away elsewhere. Its plans meet the IRCC Super Visa requirements ($100,000 minimum, one-year validity). One important trade-off: the JF Visitor to Canada Plan is only cancellable with a Super Visa denial letter, so it best suits applicants confident in their application. Compare JF's Super Visa pricing against other insurers on our Super Visa insurance rates page.
JF for Pre-Existing Conditions
The JF Visitor to Canada Plan covers stable pre-existing medical conditions with a 120-day stability period. Usefully, you can choose whether to include pre-existing coverage or take a no-pre-existing option and that no-pre-existing version is priced competitively, which suits younger, healthier visitors who don't need it. Generate a quote to see the exact stability requirement for your situation, or compare JF's rules against other insurers on our visitors to Canada pre-existing conditions page.
Who Is JF Best For?
Older applicants - no age limit on either plan, useful when other insurers cap out.
Super Visa applicants aged 59–75 - its most popular segment.
Healthy visitors who don't need pre-existing coverage - the no-pre-existing option is competitively priced.
Buyers who value strong financial backing - Berkley is a large, NYSE-listed underwriter.
It's a weaker fit if you're visiting New Brunswick (not available), want a long product track record, need the richest secondary benefits, or might need to cancel a policy for a reason other than a Super Visa denial.
How to Get a JF Quote
Compare JF against every other insurer available through BestQuote in a single quote - enter your trip details in the tool on this page to see JF's real price for your age and coverage next to the alternatives, then buy online and get your documents by email. Insurance rates are regulated, so you pay the same price through BestQuote as buying direct, and as your broker we work for you at no extra cost. Have questions? Call 1-888-888-0510.