Travel Guard Canada Visitors to Canada Insurance

Travel Guard is one of North America's largest providers of travel insurance, although they are not one of the bigger providers in Canada. Travel Guard Canada used to have extremely competitive rates for travellers less than 60 until 2013 when they changed their rates and became somewhat expensive at most age brackets.


  • Travel Guard sells their visitors insurance in $150,000, $100,000, $50,000 and $25,000 plans. Compared with other plans offering $150,000 their prices can be competitive (usually in the 50-59 age bracket).
  • From an administrative standpoint, the company is fairly easy to deal with when making date changes, or applying for partial refunds.


  • From a benefit point of view, Travel Guard can be either average (for someone buying their $150,000 coverage less than age 49), or below average (their $50,000 and $25,000 plans do not have the same benefits as their $100,000 and $150,000 plan as they eliminate Emergency Dental, Meals and Accommodation, and Family to Bedside benefits).
  • The $50,000 and $25,000 plans also use a standard $50 deductible.
  • Coverage for pre-existing medical conditions is available only for those travellers less than 49.