Allianz Travel Insurance Review

Allianz Global Assistance Travel Insurance?

We offer the following professional Allianz travel insurance review, for your consideration. Please keep in mind that you are always better off purchasing travel insurance through a specialist broker like BestQuote because we provide you with an extra level of reassurance at time of purchase or claim. The following information should help to convey our knowledge level and expertise, and help you gain confidence in our services. Remember that Allianz Global Assistance has competitive prices only some of the time — rates change regularly from year to year. 

No insurance company can always have the most competitive price for all the people all the time, no matter what their age or health condition. Travel insurance is much more complex than what a non-specialist broker can fathom, and you are welcome to use our quote engine to survey the wider Canadian travel insurance marketplace — and then ask us for advice in selecting the appropriate policy. We may identify issues you have not thought of!  

A member of the Allianz SE, the world’s third-largest financial services company by revenue, Allianz Global Assistance (AGA) is one of Canada’s primary travel insurance providers. AGA has sister companies providing travel insurance in dozens of markets worldwide, and has a great deal of experience in designing and distributing effective travel insurance policies. In Canada, AGA policies are underwritten by Cumis Services Inc. Cumis is the primary insurance company for credit unions in Canada, and is a member of Co-operators Group of Companies.

Allianz has a broader range of policies available than any other travel insurance provider in Canada, including medical policies, trip cancellation & interruption policies, all-inclusive policies, policies for Canadian expatriates, student policies, medical policies for long-term foreign residents of Canada, and visitors to Canada policies.

Allianz's policies have a number of innovative features, such as:

  • They are one of the few policies available for purchase by Canadian travellers who are already overseas;
  • Prices are slightly lower for non-US coverage;
  • Premiums are lower for senior travellers with only one major medical condition than most other travel medical policies available in Canada;
  • Stability periods range from 90 to 365 days depending on age and medical conditions;
  • Can be purchased for up to 365 days;
  • Competitive Youth Adventure policy with extra benefits for young travellers;
  • Great rates on policies for foreign student studying in Canada;
  • The largest Canadian provider of expatriate medical insurance policies for Canadians living overseas;
  • Deductibles are in CAD, while most other insurance companies quote deductibles in USD;
  • High quality, responsive customer service and claims assistance.