Student Travel Insurance for International & Canadian Students
Affordable medical coverage tailored to study in Canada or abroad. Compare plans that cover emergencies, repatriation, trips home during breaks, and optional protection for pre‑existing conditions.
Why Students Need Travel Medical Insurance
Standard visitor or provincial health plans often leave gaps for students. A dedicated student policy provides higher medical limits, evacuation and repatriation, family-to-bedside benefits, and options that fit academic calendars and visa requirements.
Emergency Medical
Comprehensive coverage for your travel needs with 24/7 support and worldwide assistance.
Study-Specific Benefits
Tuition refund, trip interruption, family-to-bedside, and break travel coverage.
Permit & School Compliance
Proof of insurance for study permits and school enrollment requirements.
International Students
International students are often required by their school and by Immigration, Refugees and Citizenship Canada (IRCC) to carry valid medical coverage. Student plans are specifically designed to meet these requirements and are usually more affordable than generic visitor insurance.
Key things to compare:
Coverage for stable pre-existing conditions and the required stability period (90, 120, or 180 days)
Maximum benefit limits (e.g., $1M–$5M), deductibles, and mental-health benefits
Whether travel during school breaks (home visits or international trips) is covered
Access to direct billing networks near your Canadian campus
Canadian Students
Canadian students studying outside their home province or overseas also face gaps in coverage. Provincial health plans provide only limited out-of-country benefits, and often won’t cover evacuation or repatriation costs. A student travel policy is designed to fill these gaps.
Key things to compare:
How much your provincial health plan will cover outside your province or abroad
Whether the student policy includes evacuation and repatriation benefits
Coverage for emergency medical care, hospital stays, and prescriptions
Options for multi-term coverage if studying abroad for a year or more
Student vs. Visitor to Canada Plans
| Feature | Student Travel Insurance | Visitor to Canada Insurance |
|---|---|---|
Target Traveller: | Full-time students (international or Canadian) | Tourists, family visitors, new immigrants |
Typical Premiums: | Lower for students | Higher vs. student plans |
Study-Specific Benefits: | Included (tuition refund, family-to-bedside, break coverage) | Not typically included |
Permit / School Compliance: | Designed to meet requirements | May not satisfy student rules |
Pre-existing Conditions: | May cover stable conditions | Vary by policy; stricter for older ages |
Exact coverage varies by insurer. Review policy wordings or speak with an advisor.
Interested in Learning More?
Want to learn more about travel insurance in Canada? Check out our blog for travel guides, policy comparisons, and money-saving tips to help you make the right decision.
How to Buy Travel Insurance for International and Canadian Students
Buying travel insurance through BestQuote is quick and easy:
Fill in our online quote form with your trip details -departure date, return date, destination, province of residence, and traveller date of birth.
Instantly compare prices and coverage from Canada's top insurance companies. Review real prices, deductible options, coverage details, and key benefits side by side.
Purchase online in minutes - your policy documents are delivered immediately by email. We recommend saving a copy for your records and bringing a printed copy with your travel documents.
Prefer to speak with an advisor? Call us toll-free at 1-888-888-0510 and we will help you find the best policy at the best price for your needs.
Frequently Asked Questions
Find answers to the most commonly asked questions about our services.
Visitors, new immigrants, temporary workers, international students, and Canadians without provincial coverage are all eligible to buy Visitors to Canada insurance. Age limits and eligibility rules vary by insurer.
If you need emergency care in Canada, call your insurance company’s 24/7 assistance line right away to report the situation and get approval for covered expenses. Not notifying your insurer promptly may reduce your coverage.
Visitors to Canada insurance begins once you arrive in Canada. Some plans cover short side trips outside Canada, as long as the majority of your stay is in Canada. Expenses incurred in your home country will not be covered. Please read your policy for more details.
Yes, many Visitors to Canada policies include limited coverage for emergency dental care. This usually covers treatment for accidental injury or sudden pain relief, not routine or preventative dental services.