Allianz Global Assistance is one of the best-known global travel insurance brands and a top-tier visitors-to-Canada option, known for strong secondary benefits — semi-private hospital rooms, higher dental and paramedical limits, and family-to-bedside coverage. Its Visitors to Canada Plan covers ages up to 89 and stable pre-existing conditions (90-day stability under 60), and can even be purchased after arriving in Canada. It's popular with visitors and IEC applicants under 59 — though premiums tend to run higher than some competitors.
Allianz at a Glance
Provider: | Allianz Global Assistance (registered name of AZGA Service Canada Inc. & AZGA Insurance Agency Canada Ltd.) |
Products: | Visitors to Canada Plan, International Student Plan |
Age limit: | Visitors to Canada: up to 89 · International Student: up to 59 |
Pre-existing conditions: | Covered on the Visitors to Canada Plan (stable); 90-day stability under 60, 180-day for 60–89 |
Available after arrival: | Yes, with a 48-hour waiting period for illness |
About Allianz Global Assistance
Allianz Global Assistance is the registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. It's one of the more well-known global travel insurance brands - often used by travel agents - and sits firmly in the top tier of Canadian travel insurance providers, with a wide range of products including visitors to Canada insurance. That global backing means an established claims and assistance network behind the policy.
Allianz Standout Features
Available After Arrival
Available for purchase after arriving in Canada, with a 48-hour waiting period for illnesses. (International Student Plan & Visitors to Canada Plan)
Dental Pain
Cover up to $600 for dental pain and $100 per wisdom tooth extraction. (International Student Plan)
Transportation of Family or Friend
Cover up to $3,000 airfare and $1,000 expenses. (Visitors to Canada Plan)
Allianz Advantages & Disadvantages
| Advantages | Disadvantages |
|---|---|
One of the higher quality plans in terms of the secondary benefits
offered for the Visitors to Canada Plan:
— Hospital benefits include a semi-private room;
— Higher dental and paramedical benefits;
— Follow-up visits after emergency;
— Family to bedside benefits;
— Full Accidental Death and Dismemberment benefits
(and up to $15,000 on the International Student Plan). | Higher premiums than some other comparable plans. |
Trip breaks are permitted for those travellers who may need to return
home quickly without cancelling and repurchasing policies. | Language is not nitroglycerin or prednisone friendly. |
The Visitor to Canada Plan has a low stability requirement of 90 days
for travellers below age 59. | There are only two deductible options. |
Allianz for Pre-Existing Conditions
The Allianz Visitors to Canada Plan covers stable pre-existing conditions, with one of the more favourable stability windows for younger applicants: 90 days for travellers under 60, and 180 days for ages 60–89. One caveat to know: Allianz's wording is stricter around recent cardiac and lung treatment (it isn't "nitroglycerin- or prednisone-friendly"), so travellers who've recently used those medications should confirm eligibility. See how Allianz's stability rules compare with other insurers on our visitors to Canada pre-existing conditions page.
Who Is Allianz Best For?
Visitors and IEC applicants under 59 - the low 90-day stability window and competitive positioning suit younger travellers.
Travellers who value richer benefits - semi-private rooms, family-to-bedside, and follow-up care, if you're willing to pay a bit more.
Anyone buying after arrival - one of the plans available once you're already in Canada (48-hour illness waiting period applies).
It's a weaker fit if you're price-shopping on a tight budget, want more than two deductible choices, or have recently changed heart/lung medication.
How to Get an Allianz Quote
Compare Allianz against every other insurer available through BestQuote in one quote - enter your trip details in the tool on this page to see Allianz's real price for your age and coverage next to the alternatives, then buy online and get your documents by email. Insurance rates are regulated, so you pay the same price through BestQuote as buying direct, and as your broker we work for you at no extra cost. Have questions? Call 1-888-888-0510.