AwayCare True North is a low-cost visitors-to-Canada and Super Visa plan from AwayCare Inc. (founded 2003, underwritten by LS-Travel Insurance Company). It's most competitive for older visitors - especially ages 75–90 - with four plan tiers, coverage up to $300,000, an unusual Child Care benefit, and a Standard plan that can shorten the pre-existing stability period to 90 days for a fee. Best for budget-conscious older visitors, with two trade-offs: a $300,000 coverage ceiling, and a 30% co-pay if you don't contact the assistance centre before treatment.
AwayCare at a Glance
Provider: | AwayCare Inc. (founded 2003) |
Underwriter: | LS-Travel Insurance Company |
Product: | AwayCare True North Visitors to Canada |
Plans: | Four tiers - Standard, Enhanced, Gold, Platnium (Standard is the most popular) |
Age limit: | Up to 90 years old |
Coverage maximum: | Up to $300,000 |
Pre-existing conditions: | Covered (stable); stability period varies by age and plan; Standard can be shortened to 90 days for a fee |
Available after arrival: | Yes, with a 48-hour waiting period for illness |
About AwayCare
AwayCare Inc. is a privately-held travel insurance company founded in 2003. Its AwayCare True North Visitors to Canada policy comes in four levels of coverage - the most popular being the low-cost Standard plan - and is underwritten by LS-Travel Insurance Company. AwayCare is a smaller, value-focused option that tends to be most competitive for older visitors, and it's frequently a strong pick for the 75+ age group where many insurers become expensive.
AwayCare Standout Features
Available After Arrival in Canada
Yes, with 48 hour waiting period for illness. (AwayCare True North)
Child Care
$50/day to max $500 (AwayCare True North - Standard Plan)
Deductible
Up to $10,000 (AwayCare True North)
AwayCare True North Advantages & Disadvantages
| Advantages | Disadvantages |
|---|---|
The stability period can be shortened to 90 days for an additional fee on the AwayCare True North - Standard Plan. | The highest amount of coverage is $300,000. |
This insurance covers side trips of up to 30 days outside of Canada (except for trips home). | If the Assistance Centre is not contacted during the emergency or prior to treatment, the policyholder has to pay 30% of the eligible medical expenses. |
Competitive rates for travellers aged 80+. | Super Visa policies are only cancellable with a visa refusal or rescinded application. |
AwayCare True North has a benefit not typically available on a visitors to Canada plan: Child Care. |
AwayCare for Super Visa
The AwayCare True North plan can be used for Super Visa applications as it meets the IRCC requirements and is frequently competitive for the older applicants Super Visa attracts (parents and grandparents). Two things to know before you buy: the coverage maximum tops out at $300,000, and a Super Visa policy can only be cancelled with a visa refusal or rescinded application so it best suits applicants confident in their application. Compare AwayCare's Super Visa pricing against other insurers on our Super Visa insurance rates page.
AwayCare for Pre-Existing Conditions
AwayCare's True North Visitor Plan covers stable pre-existing medical conditions. The required stability period depends on the applicant's age and which tier they choose (Standard, Enhanced, Gold, or Platinum), and on the Standard plan it can be shortened to 90 days for an additional fee - useful for travellers who've had a more recent change in health. Generate a quote to see the exact stability requirement for your age and plan, or compare AwayCare's rules against other insurers on our visitors to Canada pre-existing conditions page.
Who Is AwayCare Best For?
Older visitors, especially ages 75–90 - often more competitively priced than larger insurers at higher ages.
Budget-conscious buyers - a low-cost Standard plan and deductible options keep the premium down.
Families - the Child Care benefit is a rare inclusion.
Travellers with a recent health change - the option to shorten the Standard plan's stability period to 90 days can help.
It's a weaker fit if you want coverage above $300,000, or if you might need to cancel a Super Visa policy for a reason other than a visa refusal. And remember the assistance-centre rule - always call before treatment, or you'll pay 30% of the bill.
How to Get an AwayCare Quote
Compare AwayCare against every other insurer available through BestQuote in a single quote — enter your trip details in the tool on this page to see AwayCare's real price for your age and coverage next to the alternatives, then buy online and get your documents by email. Insurance rates are regulated, so you pay the same price through BestQuote as buying direct, and as your broker we work for you at no extra cost. Have questions? Call 1-888-888-0510.
