Expert guides and insights on travel insurance for Canadians
Looking for warm winter bases beyond the U.S.? This guide compares Mexico, Spain, Costa Rica and Portugal - best months, typical costs, how long Canadians can stay, key entry notes, safety advisories, and the travel medical insurance you’ll want before you book.
Heading south for the winter from Canada? Start with these three must-know tips: understand stability periods for pre-existing conditions, pick the right coverage limits/deductible (U.S. costs are high), and choose the best policy type—single-trip, top-up, or annual—plus when to buy and what proof to carry.
A practical guide to flight-cancellation protection: what Canadian airline rules guarantee (refunds/rebooking), what travel insurance actually covers (cancellation, interruption, delay).
Filing a travel insurance claim? This guide walks you through every step—contacting the 24/7 assistance line, what forms and documents you’ll need (receipts, medical reports, proof of payment), deadlines to watch, direct billing vs. reimbursement, common mistakes to avoid, and how to appeal if your claim is denied.
Hypertension shouldn't stop you from seeing Canada. Use these doctor-approved travel habits and get coverage that protects you if the unexpected happens.
Planning a trip to Canada from the U.S.? Here's the guide to documents, border rules, customs do's and dont's, seasonal tips, and how to protect your trip with the right visitors' medical insurance.
Snowbirding to the U.S.? This guide explains the “6-month” entry rule versus the IRS substantial presence test (183-day formula), when to file Form 8840 to claim a closer connection to Canada, state tax considerations, provincial health-plan time-away rules/temporary-absence forms, and why emergency travel insurance is essential for out-of-country medical care.
Headed to Mexico? Use this checklist to pack smart: must-have travel documents, cash/cards and pesos, eSIM/charging gear, clothes for heat and humidity, sun and insect protection, a compact health kit, and safe-water essentials. We wrap with practical safety pointers and a quick note on travel insurance so you’re ready for beaches, cities, and day trips.
Buying senior travel insurance can be confusing—age limits, stability periods, deductibles, and medical questionnaires vary by insurer. A licensed Canadian broker compares plans from multiple companies, explains what’s covered (and what isn’t), finds options for pre-existing conditions, and advocates on claims. Use this guide to save time, avoid gaps, and get the right coverage for your trip.
Travelling with home oxygen makes buying insurance tricky. This guide explains common eligibility exclusions, how stability periods work, and which options may fit: TuGo (few eligibility limits; questionnaire if 60+) for current users, and GMS for travellers who have stopped using oxygen—provided it’s been at least 180 days. It also covers planning tips and why doctors’ notes on prescription changes matter.
Confused about tax residency vs health coverage? This guide explains how CRA tax status differs from provincial plan eligibility, how time-away limits and temporary-absence applications work, and why you can be a tax non-resident yet still (or not) keep MSP/OHIP/AHCIP. It also covers gaps, waiting periods on return, and when emergency travel insurance is recommended.
Planning an extended trip? This guide explains how Canadians can maintain provincial health coverage while travelling: time-away limits, when to file temporary-absence forms, keeping premiums paid and your address current, and what happens if coverage lapses. It also outlines when emergency travel insurance is recommended to fill gaps for out-of-province and out-of-country care.
