BestQuote MedEC Insurance for Super Visa Holders
The BestQuote MedEC policy is a visitors-to-Canada emergency medical plan available through our quote comparison tool for longer trips (generally 300+ days), making it one of the most suitable options for parents and grandparents visiting Canada on a Super Visa. It is designed to cover new urgent and emergency medical situations while in Canada, including medical care, hospitalization, and repatriation - and it meets all IRCC mandated insurance requirements for Super Visa holders, including the minimum $100,000 coverage requirement.
What Makes MedEC Different for Super Visa Holders?
The BestQuote MedEC policy is one of the most unique visitors-to-Canada plans on the market because it includes benefits specifically suited to the reality of long-stay family visits with benefits you typically will not find in any other Super Visa insurance policy.
Super Visa visits can span months or even years, and plans can change. If your parents or grandparents return home earlier than expected with no claim submitted, MedEC may allow an early return refund based on the remaining days on the policy. This makes it a significantly lower-risk financial commitment than standard Super Visa policies that offer no refund flexibility.
If your parents or grandparents want to travel beyond Canada during their stay - to visit family elsewhere or take a vacation - MedEC includes side trips outside Canada of up to 35 days per trip. The Trip Break benefit also keeps coverage in force while they make a brief visit home, with coverage resuming on their return to Canada.
For everyday health concerns during their stay, eligible MedEC policies also include access to Maple, a virtual doctor service, with three prepaid doctor consultations per year at no additional cost. This is particularly useful for older visitors managing common health concerns - like prescription renewals, minor infections, and general medical advice - without needing to find and visit an unfamiliar clinic in a new city.
To see whether MedEC is available for your parents or grandparents' trip, generate a quote on this page. If it is an option for their profile and trip length, it will appear in your results so you can compare price, deductibles, and key benefits side-by-side before you buy.
BestQuote MedEC: Key Features for Super Visa Holders
Three things that make this policy stand out for parents and grandparents visiting Canada on a Super Visa.
Early Return Refund
If your parents or grandparents return home before their policy expires with no claims, MedEC allows a pro-rated refund on unused premium.
Maple Virtual Care Access
MedEC policies include 3 prepaid virtual doctor visits per year through Maple. Great for quick advice, prescriptions, and common health concerns.
Flexible For Longer Stays
Designed for longer visits: MedEC may allow an early return refund (if you go home early with no claim) and side trips outside Canada for up to 35 days
How Much Does BestQuote MedEC Cost for Super Visa Holders? (2026)
The BestQuote MedEC policy is available for Super Visa holders for a maximum period of 365 days per policy year. Below are indicative annual prices for a 1-year MedEC policy with $100,000 in coverage and a $0 deductible - the minimum coverage level required by IRCC. Prices increase with age and decrease with higher deductibles.
| Age | BestQuote MedEC Policy (No Pre-Existing Conditions) | BestQuote MedEC Policy (With Pre-Existing Conditions) |
|---|---|---|
40-49 | ~$1,000 | ~$1,400 |
50-59 | ~$1,000 | ~$1,500 |
60-69 | ~$1,500 | ~$2,000 |
70-79 | ~$2,400 | ~$3,300 |
80+ | ~$3,400+ | ~$4,700+ |
Prices vary based on the sum insured selected ($100,000, $150,000, $200,000, $300,000, or $500,000), the deductible chosen ($0, $250, $500, $1000, $2500, or $5000), and your parent or grandparent's exact age and health profile. Choosing a higher deductible can meaningfully reduce the annual premium. For example, selecting a $1,000 deductible instead of $0 can reduce costs by 10–20%.
To see your exact price, enter your parent or grandparent's trip details into the quote tool on this page. If MedEC is available for their age and health profile, it will appear in your results so you can compare price, deductible options, and key benefits side by side before you buy.
Maple Virtual Care
Your BestQuote MedEC policy gives your parents or grandparents and their eligible dependents 24/7 access to trusted Canadian-licensed doctors and nurse practitioners through Maple - at no extra cost. They can consult a provider from their smartphone, tablet, or computer from anywhere in Canada, any time of day or night.
This is especially valuable during the early months of a Super Visa stay, when your parents or grandparents may still be waiting for provincial health coverage to activate, or when visiting a family doctor in an unfamiliar city is inconvenient.
What is included with the Maple benefit:
3 covered visits annually for the policyholder and eligible dependents
Prescriptions issued at the discretion of the provider - pick up at any pharmacy or have them delivered to the door
Add up to 4 eligible dependents including spouses
Frequently Asked Questions About Maple
Get a Free Super Visa Insurance Price Comparison Quote
The quote tool on this page allows you to get a free instant quote and view a list of available policies under the Super Visa Insurance category and then purchase a policy online. Useful policy information - including prices, benefits, important secondary benefits, and refund policies - is provided on the quote presentation page so you can review and compare everything before you buy.
We will also email you a link to your quote for future reference. If you have any problems receiving a quote or have some specific questions you need to ask, do not hesitate to call us at 1-888-888-0510 and an advisor can walk you through the policy benefits, exclusions, stability periods, refund rules, and more.
How to Buy Super Visa Insurance
Get a Quote: Enter your parents or grandparents' trip details into the quote tool on this page. You will see real prices, deductible options, and key coverage details from multiple providers side by side.
Compare Plans: Review the available policies. Pay attention to the sum insured, deductible options, refund conditions, and any secondary benefits like Maple virtual care. If MedEC is available for their profile and trip length it will appear in your results.
Purchase and Receive Documents: Complete your purchase online and receive your proof of insurance documents by email. We recommend printing a copy and carrying it with other travel documents to show as proof of insurance when entering Canada. A valid policy must be presented to confirm the Super Visa requirements are met.
Learn More About Super Visa Insurance
Stay informed with our latest guides and blog posts on Super Visa insurance. From understanding coverage requirements to travel tips, we cover everything you need to know to choose the right plan for your parents or grandparents.
Frequently Asked Questions
Find answers to the most commonly asked questions about our services.
Yes, some insurers offer discounts on Super Visa insurance when two or more travellers buy together. Discounts vary by provider and will be shown on your quote if available.
Yes, as of January 28, 2025, Super Visa insurance can be purchased from an approved foreign insurer, but the policy must meet strict requirements set by the Canadian government. Most families still choose Canadian insurers because they are directly regulated, offer faster claims processing, and include Assuris protection.
The best Super Visa insurance provider depends on your age, health history, and coverage needs. Since prices and benefits vary by company, the easiest way to find the right policy is to generate a Super Visa insurance quote, which lets you compare multiple providers side by side to see both costs and coverage options.
Canada’s Super Visa is only available to parents and grandparents of Canadian citizens or permanent residents. Applicants must show proof of relationship, meet income and support requirements, and have valid medical insurance from a Canadian provider. For additional information, please visit the Canadian Government’s Super Visa eligibility page.