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关于我们

请翻译我!

By Bob Hornal

BestQuote Travel Insurance Agency is a tradename/business unit of Select First Financial Services Inc., an incorporated life, accident and sickness insurance agency founded by Bob Hornal, an independent financial advisor. 

Bob Hornal, BestQuote Travel Insurance Agency我是Bob Hornal,这个旅游保险网站的创始人。我做了十多年的财务顾问,帮助客户解决保险和投资方面的需求。我也很幸运地去过30多个国家,我知道这是多么有趣,它也可以带来意想不到的惊喜和困难。 我恳请我的客户在他们离开这个国家的时候购买旅行保险,尽管我可能不需要解释旅行保险对于那些已经发现这个网站的人的重要性。

行李丢失,航班延误,孩子在飞机上感染病毒,交通堵塞,当你离开家的时候各种事情都可能发生。

在成为一名理财顾问之前,我经历了我父母在美国去世的不幸经历,他们的健康状况突然发生了意想不到的变化。没有紧急医疗旅行保险来支付医院费用。延伸性医疗保险覆盖2.5万美元,是正常省级医疗保险的5倍,但还不到总医疗费用的20%。 所以我明白,作为一名财务顾问,如果让我的客户在没有旅行保险的情况下旅行,我就不能很好地做好自己的工作。

我认为这对出国旅行的人来说是合理和必要的费用。这很重要。在购买之前,阅读合同细节也很重要。这些合同细节在不同的公司之间差别很大,他们给你的医疗风险分类,或者他们要求你支付的保险费也会有很大差别。 你年龄越大,就越能以合理的价格货比三家,找到你需要的保险。

似乎大多数旅游保险公司三分之一的时间是有竞争力的,三分之一的时间是合理定价的,但最后三分之一的时间他们不想要业务,但他们必须以一定的价格提供保险。 为什么?因为他们的分销商只有一家保险公司。

因此,即使他们真的不想冒险提供一位67岁的男性吸烟者高血压药物任何保险四个月旅行,他们因为他们的分销商(银行、药店、信用社、旅行社、汽车协会,等等)有客户像这样。所以他们定价不合理。(我想)加拿大90%以上的旅游保险都是通过只经营一家保险公司的分销商购买的,这太糟糕了。

最好的报价旅游保险代理帮助你避免这个陷阱。通过给你在不同公司需要的保险定价,你会发现有一家公司想要你的业务,而且价格有竞争力。但不要就此打住。阅读详细信息并比较保险范围,以确保您以最佳的价格获得对您(和您的家人)最有意义的保险。 本网站的服务已提供给其他经转介的财务顾问,而这些财务顾问在本网站已被确认为转介代理。

这有助于我们在更广泛的客户基础上分摊成本,从而维护网站和个人服务。请阅读我们的使用条款和隐私声明,以回答您的任何担忧。 感谢您使用本网站支持小企业。我们可能是一个小机构,但我们已经是行业的领导者在使用基于web的技术进行比较的目的

通过与加拿大最大、信誉最好的保险公司合作,我们提供了业内首屈一指的服务水平。我们网站的工具旨在帮助您在网上获得您需要的保险,但如果您需要个人帮助,请致电我们。我们很乐意帮助你。 请帮助我们改善我们的网站,提供您的反馈或意见,以最佳报价旅游保险代理。 祝你一路平安! 鲍勃Hornal 总统

 
Corporate licensing information for Select First Financial Servcies Inc. and its business unit, BestQuote Travel Insurance Agency:

In the Province of British Columbia, we are licensed by the Insurance Council of British Columbia under Corporate Life, Accident and Sickness license #173877C108946R2

In the Province of Alberta, we are licensed by the Alberta Insurance Council, as a Corporate Accident & Sickness Insurance Agency, license #6-10954244-2015

In the Province of Saskatchewan, we are licensed by the Insurance Councils of Saskatchewan, under Agency Accident & Sickness license #07383

In the Province of Manitoba, we are licensed by the Insurance Council of Manitoba, under Agency Accident & Sickness license #AIA-29451-1298-2015

In the Province of Ontario, we are governed by the Financial Services Commission of Ontario, under the Agency's Life Accident & Sickness license #33588M. 

In the Province of New Brunswick, we are licensed by the Financial and Consumer Servcies Commission of New Brunswick under Life, Accident and Sickness license #575634

In the Province of Price Edward Island, we are licensed by the Superintendant of Insurance under Accident and Sickness license #30416

In the Province of Nova Scotia, we are licensed by the Office of the Superintendant of Insurance under Agency Accident & Sickness license #15210549600000

In the Province of Newfoundland & Labrador, we are licensed by the Financial Services Regulation Division under Accident and Sickness license #16-67-SE088-1

We do not sell insurance products that cover residents of Canadian provinces and territories not listed above.

If you have a concern or complaint about anything at all, whether it is about the claims management process provided by one of the insurance companies we have displayed on this site, or about our own services or any lack thereof, please contact us at [email protected]avelinsurance.ca, or call to speak to someone in person at 1-888-888-0510. We should be able to resolve your complaint if provided with enough information. You may also contact any of the insurance councils above directly if you prefer, although they will not be able to help directly with any claims related matters. Here is our official Complaints Procedure that ypou can find on this website's Terms of Use:

Complaints Procedure

It is our intention to provide all of our website users, customers and prospective customers with a high level of service at all times. However, if you have reason to make a complaint about our service or the way in which your claim issue has been handled, please contact us:

In writing:

The Customer Services Manager

BestQuote Travel Insurance Agency

280-2735 East Hastings

Vancouver, B.C., V5K 1Z8

Or by email to [email protected]

Or by calling us at 1-888-888-0510

Our Agency will respond to the issues you raise in a professional, forthright and timely manner within two business days.

If you have a complaint about one of the insurance companies that we use with our customers, and/or about a claim-related issue, we encourage you to contact us first to help you learn the proper process to send them information about your complaint. Our advice may be quite helpful. 

If you remain dissatisfied, you may be entitled to refer your complaint to The OmbudService for Life & Health Insurance (OLHI), which provides free and impartial assistance with consumer complaints and enquiries about Canadian life and health insurance products and services. The OLHI can be contacted by telephone at 1-888-295-8112 and further information is available at https://www.olhi.ca/index.html