Expert guides and insights on travel insurance for Canadians
Coming to Canada on an IEC or Super Visa? This guide shows you exactly how to find care—when to use your insurer’s assistance line, book virtual or in-person visits, handle emergencies, and understand how provincial health plans fit in.
From Newfoundland & Labrador and Québec City to British Columbia and Calgary, discover the top summer spots in Canada—plus essentials like border requirements and visitors-to-Canada insurance.
Considering immigration to Canada? This guide distills the basics into four steps: understand the path to permanent residency, check key eligibility factors (age, language, education, work history), learn how Express Entry points and job offers influence selection, and budget for proof-of-funds and government fees - so you can pick the right program and prepare a stronger application.
New to Canada without residency? This guide explains who can join provincial healthcare (GHIP), the three-month waiting period in some provinces, and why visitors must rely on private travel insurance for emergencies. It also covers where to go for care (clinic, ER or telehealth), out-of-pocket risks, and how MedEC adds Maple virtual visits and a 25% premium refund if you later enroll in GHIP.
Headed south for the winter? This guide compares the best cell phone options for Canadian snowbirds—roaming add-ons from Canadian carriers vs affordable U.S. prepaid and eSIM choices. Learn how coverage differs in the U.S. and Mexico, what to know about hotspot limits, voicemail/Wi-Fi calling, suspending service at home, and simple ways to cut your monthly costs.
Confused about tax residency vs health coverage? This guide explains how CRA tax status differs from provincial plan eligibility, how time-away limits and temporary-absence applications work, and why you can be a tax non-resident yet still (or not) keep MSP/OHIP/AHCIP. It also covers gaps, waiting periods on return, and when emergency travel insurance is recommended.
Bringing a nanny or live-in caregiver to Canada? This guide explains your responsibilities as an employer: arranging private medical insurance until provincial coverage begins, applying for MSP/OHIP/other plans promptly, understanding province-by-province pharmacare, and preventing coverage gaps during work-permit renewals. It also notes why buying coverage before departure matters and what Visitors-to-Canada policies typically include.