Canadian Travel Insurance Reviews
Travel Insurance Reviews for Canadian Travellers
Reviewing your travel insurance with a specialist agency like BestQuote can mean the difference between having solid coverage, or none at all.
We act on your behalf, not the insurance company's. BestQuote carries the widest selection of Canadian travel insurance policies available online so that we have different options to use with our clients because there is no single company or policy (not from a bank, an 'automobile' or 'snowbird association', or travel agency, etc.) that will fit all travellers, all the time. From year to year, these companies can change prices, or their medical questionnaires. A traveller's health can change, or their treatment program for an existing illness can be modified, sending them into an area of 'medical circumstance' that is outside of their standard source of travel insurance cover (i.e. their credit card coverage or group employer program no longer offers coverage due to the wrong stability period, etc.).
All these possibilities mean that from one year to the next, travellers might need to change the provider they use for their coverage…either to save a significant amount of money, or to ensure that they have solid coverage. Never assume just because you found a good policy one year that you should use the same insurance company the following year!!
Buying directly from an insurance company offers no cost advantage (it's against industry regulations to offer the same policy at different prices), and very little helpful advice. Think about it: you call ABCCBAA Company for a quote on travel insurance, but they only have one version to sell to you - do they tell you about the drawbacks and that you should use a different company? No, because their job is to provide you with their coverage. BestQuote faces no such bias: we'll tell you which policy to avoid or which one works better for you because we have many options to choose from.
At BestQuote, not only do we have the experience and the tools to help you avoid common purchase mistakes, our selection of policies allows us to offer unbiased advice — we have policy language to choose from when an insurance company does not. We simply use a different company that uses policy language that fits your travel situation. And we can find the policy with the best price point too — for us, it's all about the customer and having the best choices available to help our customers.
Canadian Travel Insurance Companies
Many people are naturally wary about purchasing travel insurance from a company they have no experience with. The media will occasionally have a story of a couple that went away and are now facing very large medical bills after company ABC wouldn't pay the claim. Yes, you do have to be careful when buying travel insurance. You do need to be aware of how the policy is worded. That's really what it comes down to — carefully examining what you are buying before you buy it. Ask questions. Do not make assumptions. Use a broker that specializes in travel insurance.
Don't rely on buying from a company that you are familiar with, without becoming familiar with the policy wording. Most people have not heard of all the companies we deal with, even though some companies have been in the travel insurance business for many years. The companies we deal with are all reputable — but no company has a policy that fits well with every traveller all the time. You need to choose the best wording as well as the best price (and avoid any drawbacks, pitfalls or common mistakes that can occur when a specialist broker isn't involved).
Travel Guard Canada (AIG)
Blue Cross
MSH International