GMS Visitors Insurance Review

GMS Visitors Insurance

GMS (Group Medical Services) is a growing company in the Canadian health insurance industry, offering individual, group, and travel related health insurance plans. 

GMS Standout Features

GMS Advantages & Disadvantages

  Advantages

• GMS does cover expenses related to stable (180 days) pre-existing medical conditions.
• Very easy to deal with from an administrative point of view. No fees for early cancellation, only a $40 partial refund fee.
• Low rates. Especially for those travellers willing to use a higher deductible. GMS offers $0, $100, $500 and $1000 deductible versions of their coverage, with healthy discounts.
• Some quality secondary benefits such as:
  • Transportation of a Relative or Friend
  • Follow-up Visits 
  • Travel to Other Countries

 Disadvantages

• Coverage for some secondary benefit items is not as high as it is on other plans (for example, dental and paramedical services).
• Not available for visitors to Canada who are using an address in Quebec, New Brunswick or Nunavut as their main place of visit.
• A long list of eligibility requirements related to medical conditions.

Frequently Asked Questions

how  Age Availability

Q: What are GMS' visitor policy age limits?

A:

Visitors to Canada Plan

Up to 80 years old

Show Stable Pre-existing Medical Conditions

Q: Does the GMS visitor plan cover stable pre-existing medical conditions?

A: Yes! The Visitors to Canada plan covers stable pre-existing medical conditions. Generate a quote on the left side of this page to check stability requirements.

Show Cost

Q: How does GMS' Visitors to Canada Plan cost compare to other BestQuote visitor policies?  

A: We created a bar chart to show you how GMS' Visitors to Canada Plan cost compares to other BestQuote visitor to Canada policies in 4 age categories: 25, 40, 55, and 75.

We compared each policy on December 06, 2023, with the following fixed criteria:

• Visitors to Canada category
• $100,000 coverage
• $0 deductible
• 1-year policy

The bar chart below compares the GMS Visitors to Canada policy against the average cost of all policies available to visitors to Canada in 4 age categories. Each visitor to Canada policy has a rank assigned based on cost. The lowest cost policy is number 1, and 25 is the highest.