OTC Royal Visitors Insurance

  • This is a new product, managed by JF Insurance Agency Group Inc. and underwritten by Berkley Canada, a Berkley Company. Founded in 1967, Berkley Corporation (listed on the New York Stock Exchange) is one of the USA's premier commercial lines property and casualty insurance providers.

Advantages

  • Stable pre-existing medical conditions are covered with a 120-day stability period for travellers up to age 85.
  • Addt'l $50 K injury w $100 K sum insured
  • Deductible applies per trip, not per event.

Disadvantages

  • Newer product with less of a "track record".
  • Not available in NB.
  • Can only be cancelled with a Super Visa denial letter.