Rimmed with white-sand beaches, bustling with cosmopolitan cities, and teeming with green jungles and lush lagoons, Mexico’s terrain is as varied as its people.Its diversity makes the country a dream destination for beach vacationers, thrill seekers, luxury travelers, backpackers, and just about everyone in between.
Seniors traveling south to their favorite snowbird destinations sometimes ask us about the differences between buying their insurance policy direct from an insurance company compared to buying through a broker. You do have a choice, but we believe that the following compelling reasons highlight the value of using a broker to assist you with your purchase:
An increasing number of Canadians are traveling with medical devices such as Implantable Cardio Defibrillators (ICDs). Many travelers with heart conditions will be familiar with the ICD, which is used as a preventive device in heart patients. These small devices are placed under the skin in the chest or abdomen, and are used by doctors to help treat irregular heartbeats called arrhythmias. An ICD uses electrical pulses or shocks to help prevent sudden cardiac arrest, a condition in which the heart suddenly stops beating.
Finding adequate travel insurance is always a challenge for travelers with serious medical conditions, such as those that require the use of home oxygen. Home oxygen is often recommended for people with low blood oxygen levels. There are many diseases that can cause this problem, including asthma, chronic bronchitis, emphysema, pulmonary fibrosis, lung cancer and congestive heart failure. At BestQuote, we are used to locating travel insurance for clients with complex medical issues.
Some Canadians equate health coverage with tax status. In fact, the two are not necessarily the same. Canadians living overseas who maintain significant ties to Canada may still be liable for Canadian income taxes, even though they have lost their provincial health care coverage due to extended stays abroad. One of the main benefits that Canada offers to residents is subsidized health care. While some provinces charge small monthly fees for medical coverage, many charge nothing. It therefore pays to ensure that your tax status matches your medical coverage status. Let’s look at three