Before Provincial Health Care Protects Your Caregiver - It's Up to You
The live-in caregiver program is a popular way for Canadian families with young children or aging parents to hire a foreign nanny or caregiver. However, by hiring a caregiver, you become an employer. Citizenship & Immigration Canada sets out numerous requirements for employers participating in this program, including the provision of medical insurance for caregivers.
Since the introduction of the Super Visa program in December 2011, we have helped thousands of Canadian families secure travel insurance to bring their parents and grandparents to Canada. Unfortunately, some of our clients have had their super visa applications rejected, and over the years, we have come to understand common reasons why.
Every year, thousands of Canadian expats go abroad for extended periods. Most Canadians are aware that their provincial medical plan provides limited benefits when travelling overseas.
Plus, if Canadians have been outside Canada for a prolonged period and return to Canada, they may lose access to the government health insurance plan (GHIP) in their province. Meaning they will need to wait to regain access to their GHIP plan.