Does Travel Insurance Cover Flight Cancellation?

There’s no worse feeling than having your bags packed, heading to the airport and finding out your flight is delayed or cancelled. 

A flight cancellation is not only frustrating, but it’s also costly. It can cause a travel delay, require you to find accommodations for an evening, and increase your trip costs across the board. In the worst-case scenario, it may cause you to cancel your trip altogether.

If you want peace of mind that a cancelled flight won’t derail your next holiday or business trip, the right insurance can help.

Read on to learn if your typical travel insurance covers flight cancellation and the travel insurance plans that may better fit your needs.

Travel Insurance & Flight Cancellations FAQs

When you buy travel insurance, it’s important to know what’s covered and what isn’t. Most comprehensive travel insurance plans cover flight cancellations and trip delays to some extent.

In addition to knowing your coverage when it comes to flight cancellations, you should also know about your right to file a claim. This fall, Forbes reported how, “airlines flying to, from and within Canada (including connecting flights) must now issue a full refund for flight cancellations and delays if passengers can’t be accommodated on a new flight within 48 hours.”

Keep this in mind if your flight to, from, or within Canada is cancelled.

Does Travel Insurance Cover Flight Cancellation By Airline?

Ultimately, this depends on your travel insurance and timing. As previously stated, most comprehensive travel insurance plans will reimburse you if an airline cancels your flight due to added trip delay coverage.

The caveat is that you only receive coverage if you’re unable to be rebooked in a certain amount of time (usually outlined in your policy)

Can I Cancel My Flight if I Have Travel Insurance?

Yes. There’s nothing stopping you from cancelling your flight if you have travel insurance. 

However, if your travel insurance will cover the cancellation is a different story.

 Does Travel Insurance Cover if I Cancel My Flight?

This all depends on the reason for cancelling your flight. According to NerdWallet, many trip insurance policies only offer reimbursement if you cancel for a covered reason, such as:

  • serious illness
  • terrorist attack
  • death in the immediate family

Consider Trip Cancellation Insurance

For the ultimate peace of mind that you will be reimbursed for a flight cancellation, you should invest in trip cancellation coverage.

Cancellation or trip interruption insurance protects you against the risk of having to cancel your trip before it even gets started. While you can’t control flight cancellations and delays, you can protect your bank account from 

Learn more about your Trip Cancellation Insurance options from BestQuote.