Super VisaTravel InsuranceVisitors To Canada

Travel Insurance when using Home Oxygen

Travelling with home oxygen makes buying insurance tricky. This guide explains common eligibility exclusions, how stability periods work, and which options may fit: TuGo (few eligibility limits; questionnaire if 60+) for current users, and GMS for travellers who have stopped using oxygen—provided it’s been at least 180 days. It also covers planning tips and why doctors’ notes on prescription changes matter.

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Bob Hornal

•Jun 11, 2014

Visitors To Canada

Philippines (POLO) Medical Insurance for Canadian Work Visas

Applying through POLO for a Canadian work visa? This guide covers document verification (Vancouver/Toronto), the POEA “red ribbon” process, and medical gap insurance requirements—Toronto’s $50,000 minimum (most policies are $100,000), typical costs for young workers, the 48-hour illness waiting period if purchased after arrival, and why to apply promptly for provincial coverage (MSP/OHIP) and extend private insurance if there are delays or status changes.

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Bob Hornal

•May 12, 2014

Super VisaTravel InsuranceVisitors To Canada

Travel Insurance after Stent or Heart By-Pass Surgery

Had a stent or heart bypass and planning a trip? This guide explains how Canadian travel insurance handles cardiac histories: typical 180–365-day stability periods, the common 10-year limit on coverage after surgery, when short trips (≤15 days, under age 75) can avoid questionnaires, and when you might choose a policy that excludes heart conditions but still covers other risks.

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Bob Hornal

•Aug 1, 2013

IEC InsuranceVisitors To Canada

Medical Insurance for Caregivers

Bringing a nanny or live-in caregiver to Canada? This guide explains your responsibilities as an employer: arranging private medical insurance until provincial coverage begins, applying for MSP/OHIP/other plans promptly, understanding province-by-province pharmacare, and preventing coverage gaps during work-permit renewals. It also notes why buying coverage before departure matters and what Visitors-to-Canada policies typically include.

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Bob Hornal

•Jun 25, 2013

Super VisaVisitors To Canada

Travel Insurance & Pregnancy: What’s Actually Covered

A practical guide to pregnancy and travel medical insurance: who’s covered for what, how “complications” differ from delivery, when week limits apply, and what visitors, returning Canadians, and Canadians abroad should plan for.

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Bob Hornal

•May 22, 2013

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